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In terms of earning, the Luxury card racks up points quickest at Marriott properties. Overall, you'll earn: Six points per dollar at participating hotels. Three points per dollar at U.S. restaurants and on flights bookeddirectly with airlines (as opposed to with online agencies likeExpedia). Two points per dollar on most other purchases. Obviously, you'll earn the most if you spend a lot at Marriott hotels. But this card's earning potential compares favorably to the best travel credit cards out there , like the Chase Sapphire Reserve and the American Express Platinum Card. The big difference is that with the Luxury Card, you're earning Marriott Rewards points; the Sapphire Reserve and Amex Platinum both credit you with more flexible points that can be transferred to a bunch of airline and hotel partners—Marriott included. The Luxury Card also comes with a whole host of travel benefits that put it on par with the big boys in travel credit cards.
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